Terms of Service

Effective date: [[TO FILL: effective date]]

These Terms of Service ("Terms") govern your access to and use of the Setlfi web application at https://www.setlfi.com and its related services (the "Service"), operated by Setl Solutions ("we", "us"). By signing in to or using the Service you agree to these Terms. If you use the Service on behalf of an organization, you agree to them on its behalf and confirm that you are authorized to do so.

If your organization has signed a separate written agreement with Setl Solutions, that agreement prevails over these Terms where the two conflict.

1. The Service

Setlfi is a financial data management platform: it lets organizations upload and manage financial and business data, reconcile it, build reports and dashboards, collaborate in team chat and calls, and work with an in-app assistant. We may change, add or remove features of the Service over time.

2. Accounts

• Accounts are created by invitation from an organization's administrator. You must give accurate information and keep it up to date.
• You are responsible for keeping your password, passkeys, second-factor devices and any linked Google account secure, and for all activity under your account. Tell us at once at [[TO FILL: contact e-mail]] if you suspect unauthorized use.
• You may sign in with a password, a passkey, or a Google account you have linked to your Setlfi account. Signing in with Google is also subject to Google's terms; how we handle the information Google sends us is described in our Privacy Policy.
• Your organization's administrators control which projects, data and features your account can reach, and may suspend or remove your account.

3. Acceptable use

You agree not to:

• use the Service in breach of any law or regulation, or to process data you have no right to process;
• upload malware, or content that infringes another person's rights;
• try to gain access to accounts, projects or data you are not authorized to reach, or probe, scan or test the Service's vulnerabilities without our written permission;
• interfere with or disrupt the Service, or place an unreasonable load on it, including by automated means not provided by the Service;
• copy, resell, sublicense or reverse-engineer the Service, except where the law expressly allows it;
• use the in-app assistant or any other feature to generate unlawful, harmful or misleading content.

We may suspend access that breaches this section.

4. Your data

You and your organization keep all rights to the data you upload to or create in the Service ("Customer Data"). You grant Setl Solutions the rights needed to host, process, transmit and display Customer Data only to provide and secure the Service for you. You are responsible for the accuracy and lawfulness of Customer Data and for having the rights and consents needed to upload it. Our handling of personal data is described in our Privacy Policy.

5. Outputs and the in-app assistant

Reconciliations, reports, calculations and assistant answers are produced from the data and instructions you give the Service. They may contain errors. You are responsible for reviewing them before relying on them, and the Service does not provide accounting, tax, legal or investment advice.

6. Fees

Fees, if any, for your organization's use of the Service are set out in the order form or agreement between your organization and Setl Solutions. [[TO FILL: payment terms, if the Terms are to state any]]

7. Intellectual property

The Service, including its software, design and documentation, is owned by Setl Solutions and its licensors and is protected by intellectual-property laws. Except for the limited right to use the Service under these Terms, no rights are granted to you. If you send us feedback, we may use it without obligation to you.

8. Third-party services

The Service relies on and may link to third-party services, such as Google sign-in. Your use of those services is governed by their own terms, and we are not responsible for them.

9. Suspension and termination

You may stop using the Service at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or if your organization's subscription ends. On termination your right to use the Service ends. Customer Data is retained or deleted as described in our Privacy Policy and in any agreement with your organization.

10. Disclaimers

To the maximum extent permitted by law, the Service is provided "as is" and "as available", without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Service will be uninterrupted or error-free.

11. Limitation of liability

To the maximum extent permitted by law, Setl Solutions will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or goodwill, arising out of or related to the Service. Our total liability for all claims arising out of or related to the Service or these Terms is limited to the amount your organization paid us for the Service in the twelve months before the event giving rise to the claim. Nothing in these Terms limits liability that cannot be limited under applicable law.

12. Changes to these Terms

We may update these Terms from time to time. We will post the new version on this page and change the effective date above; if the changes are significant we will let you know through the Service or by e-mail. Continuing to use the Service after the changes take effect means you accept them.

13. Governing law

These Terms are governed by the laws of [[TO FILL: governing-law jurisdiction]], and the courts of [[TO FILL: courts with jurisdiction]] have exclusive jurisdiction over any dispute arising from them, unless mandatory law provides otherwise.

14. Contact

Setl Solutions [[TO FILL: registered address]] E-mail: [[TO FILL: contact e-mail]]